Health insurance plan for domestic helpers

AMAN

SANAD

AMAN is a Medical Insurance policy designed to cover the medical expenses incurred by Domestic helpers at private hospitals.

We value your time and convenience. In order to avoid long queues in public hospitals, AMAN provides you with access to private hospitals where waiting time is less. All phases of treatment (consultation, medications, x-ray & Lab) are available under one roof.

FAQ Purchase now
Key Benefits
  • Inpatient & Daycare cover
  • Outpatient cover
  • Dental cover
  • Simple online purchase
Enrollment Requirements
  • A fully completed Application Form
  • The purpose of this Application is for bnl to assess and determine the terms of your acceptance
Eligibility Criteria
  • You must be the sponsor of the Domestic Helper
  • Domestic Helper must be under the age of 60
  • Domestic Helper must be residing in Bahrain
Plans
AMAN Basic
Annual Maximum Limit

BHD 2000

  • Inpatient & Daycare cover
  • Outpatient cover
  • Dental cover
  • -
AMAN Plus
Annual Maximum Limit

BHD 2000

  • Inpatient & Daycare cover
  • Outpatient cover
  • Dental cover
  • Death and Personal accidents cover
Purchase AMAN
FAQ

Peace of mind that your domestic helper is well taken care of.

  • AMAN Basic: The medical expenses incurred by your domestic helper at private hospitals
  • AMAN Plus: The medical expenses incurred by your domestic helper at private hospitals in addition to personal accidents and Death coverage
  • Policy buyer must be the sponsor of the Domestic Helper
  • The insured is a Domestic Helper: Housemaids, Nannies, Babysitters, Cooks, Gardeners & Drivers
  • Domestic Helper must be under the age of 60
  • Domestic Helper must be residing in Bahrain
Two levels of coverage are provided, as outlined below:
AMAN Basic AMAN Plus
Annual Maximum Limit BHD 2,000 per person per year BHD 2,000 per person per year
Territorial Limit Bahrain Bahrain
In-Patient & Day Care Covered (subject to 3 months waiting period for surgical procedures) Covered (subject to 3 months waiting period for surgical procedures)
Outpatient 500 per person per year 500 per person per year
Consultation General practitioner (GP) (Specialist/Consultant upon referral by GP) General practitioner (GP) (Specialist/Consultant upon referral by GP)
Diagnostic Procedures (X-ray & Laboratory tests) Covered (Subject to Approval) Covered (Subject to Approval)
Pharmacy Generic Medications only and following a prescription by the treating Doctor Generic Medications only and following a prescription by the treating Doctor
Deductible Per Consultation 5 5
Pre-Existing and chronic conditions Not covered Not covered
Dental: Limited to consultation, amalgam filling,simple extraction & medications BHD 60 per person per year BHD 60 per person per year
Coinsurance applicable on Dental treatment 20% 20%
Maternity: limited to 9 prenatal visits and 1 postnatal visit BHD 100 per member per year BHD 100 per member per year
Coinsurance applicable on maternity treatment 20% 20%
Network
Death due to accident Not covered Covered *
Death of Domestic Helper
Death due to accident
  • BHD 2,500 per Domestic Helper
  • (or the minimum requirement established by the Embassy of the Domestic Helper, subject to a maximum of BD 5,000 per Domestic Helper)
Death due to any other cause BHD 1000
Body Repatriation costs following death by any cause BHD 800
Cost of replacing servant following death by any cause BHD 500
Personal Accidents A percentage of the limit of indemnity in case of Permanent Disablement
Permanent loss of both hands or feet 100%
Total & irremediable blindness in both eyes 100%
Total & irremediable blindness in one eye & loss of one hand or one foot 100%
Permanent loss of one hand or one foot 50%
Total & irremediable blindness to one eye 50%
Loss of hearing in both ears 40%
Loss of hearing in one ear 10%
Right hand thumb 20%
Left hand thumb 10%
Right hand middle finger 15%
Left hand middle finger 10%
Right hand ring finger 6%
Left hand ring finger 5%
Little finger of both hands 5%
Any toe in feet 3%
A weekly benefit in case of Temporary Total Disablement BHD 15 per week during the disablement period but not exceeding 104 weeks per Domestic Helper

A fully completed Application Form.

For the sponsor:

  • Valid CPR (For Bahraini Sponsors)
  • Valid CPR or valid passport and valid Iqama (For Non-Bahraini sponsors)

For the Domestic Helper:

  • Valid CPR
  • Valid Passport (showing first page and visa)
  • Al Amal Hospital – Hamad Town
  • Al Rayyan Hospital – Riffa
  • Al Hilal Medical Center – Riffa
  • Aster Clinic – Sanad
  • Middle East – Salmabad
  • KIMS – Um Al Hassam
  • Aster Medical Center – Gudaibiya
  • Shifaa Al Jazeera – Manama
  • Al Hilal Hospital – Muharraq
  • Bahrain Center – Muharraq
  • Middle East – Hidd
  • Al Bayan Center – North Sitra

‘AMAN’ is available for purchase on our website; our team will be accessible to facilitate your application and assist you with any queries that you may have.

 Get In Touch With Us
Call us on: 17587398
Send us an email
Sarah Kazerooni

Business Development Assistant

 Get In Touch With Us
Call us on: 17587387 / 33132242
Send us an email
Mohammed Yousuf

Business Development Assistant